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Lending Insights: Loan Demand Rebounds but Challenges Persist

February 5, 2018
Greg Ulankiewicz

As the nation continues to recover from the recession of 2006–2009, the demand for loans has started to increase, though the landscape has changed a bit. The types of loans consumers anticipate using is shifting from cars and mortgage refinance – both of which dominated during the recovery – to credit cards, equities and purchase mortgages. And while consumers’ desire and ability to borrow is increasing, factors such as an uneven housing recovery and student loan debt may lessen their actual capacity to borrow.

Raddon’s 52-page Baseline Loans Study highlights the emerging loan opportunities – and the persisting challenges – for financial institutions as the populace senses improved conditions, demonstrates greater optimism and displays a hopeful desire to finally emerge from its protracted stage of personal and financial idleness. 

Price: 
$750.00

Inside the Report

Table of Contents: 

Executive Summary
3
Introduction
4
A Rebound in Loan Demand
5
Factors Driving Increased Loan Demand
7
Segmenting the Consumer Population
10
Highlighting Emerging Loan Opportunities
15
Opportunities in Real Estate Lending
17
Innovation in Equity Lending
27
Strategic Considerations for Real Estate Lending
34
The Opportunities in Credit Card Lending
35
Strategic Considerations for Credit Card Lending
39
The Slow Demise of Auto Lending
40
Targeting the Key Loan Opportunities
48

Sample Chart(s): 

Study Statistics: 

Date Published
February 5, 2018
Author
Greg Ulankiewicz
Study Length
52
Number of Charts
39
Price
$750