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Megan Cummins

Megan Cummins
Strategic Advisor

Megan Cummins works with Raddon clients, providing analytical, strategic and tactical recommendations. During her 14 years with Raddon she has held a variety of roles in Performance Analytics and Integrator™ training and implementation.  She earned a bachelor’s degree in Finance and an MBA in Marketing and Management from North Central College.

Raddon Report author posts

rr_2020.12.10
Thursday, December 10, 2020
Megan Cummins

Understanding the Profitability of Accountholders

The pandemic and its accompanying economic slowdown have compressed margins at banks and credit unions, putting pressure on earnings. To mitigate this impact, consider understanding how your accountholders contribute to the bottom line.  Are they bringing the necessary value as consumers of your products and services?

Thursday, August 1, 2019
Megan Cummins

Whom to Target for Deposit Retention?

We recently wrote about how to grow deposits.  Just as important as deposit growth is deposit retention. You can grow at a rapid pace, but if all of your deposits are walking out the door, you obviously won’t be growing.

Thursday, July 18, 2019
Megan Cummins

Whom to Target for Deposits?

Are you looking for deposits in all the wrong places? In today’s challenging funding climate, most institutions are looking to maintain and grow deposits to help them manage the cost of funds in a rising rate environment.