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Marcus Rothaar

Senior Research Analyst

Marcus leads Raddon’s Performance Analytics benchmarking program and small business research initiatives. Since joining Raddon in 1998, Marcus has been involved in developing, analyzing, and presenting the results of Raddon’s research and strategic analytics solutions. A frequent speaker at Raddon’s workshops for bank and credit union executives and other industry events, Rothaar provides actionable guidance and data-driven insights to help financial institutions drive growth and performance improvement.

Raddon Report author posts

rr_2021.08.05
Thursday, August 5, 2021
Marcus Rothaar

Is Life After NSF a New Reality?

Revenue generated from overdraft fees has been on a steady decline for the past decade, driven by changes in consumer behavior combined with political and regulatory pressures. There’s been a recent surge in changes to overdraft programs from many financial institutions, and banks and credit unions need to consider how much of an impact these market changes might have on the organization and business model.

rr_2021.05.13
Thursday, May 13, 2021
Marcus Rothaar

Why COVID-19 Has a More Negative Impact on Minority-Owned Small Businesses

Minority-owned businesses have been disproportionately impacted by the COVID-19 pandemic, with higher rates of business closures and slower rates of recovery. At the onset of the pandemic, research from Robert Fairlie at the University of California, Santa Cruz estimated the number of active small business owners dropped by 22 percent between February and April 2020. Black-owned businesses were impacted most severely, with a 41 percent drop.

rr_2021.01.28
Thursday, January 28, 2021
Marcus Rothaar

SMBs and PPP and PFI: Building Loyalty and Helping Small Businesses Survive

With the passage of December’s $900 billion coronavirus stimulus package, the Paycheck Protection Program resumed on January 11, giving financial institutions another opportunity to facilitate much needed assistance for struggling small businesses. While small businesses have shown signs they are becoming more optimistic that business conditions will improve in 2021, challenges still exist in many sectors.

rr_2020.11.12
Thursday, November 12, 2020
Marcus Rothaar

Characteristics of High-Performing Financial Institutions

In the current pandemic environment, what are the keys to maintaining high performance for your organization? To help answer this question, let’s look at the some of the key characteristics of high-performing financial institutions and which of their traits are most critical right now.

rr_2020.10.22_banner
Thursday, October 22, 2020
Marcus Rothaar

Checking in on Checking During COVID-19

At the typical community-based financial institution, checking account opening volume plummeted more than 200 percent in March and still had not fully recovered by the end of the second quarter of 2020. The slowdown was a reflection of the COVID-19 pandemic putting a pause on many aspects of life in the U.S. As consumers and financial institutions continue to adjust to life during a pandemic, what does “normal” mean for checking accounts in 2020 and beyond?

rr_takeawaysperformanceanalyticsworkshop
Thursday, July 23, 2020
Marcus Rothaar

Top Takeaways From the Performance Analytics Workshop

Raddon typically hits the road in June to host workshops across the western half of the country for participants in our Performance Analytics program. With COVID-19 putting a temporary halt to these in-person meetings, we shifted our workshops to a two-day online event with more than 900 financial services professionals. A sign of the times, 61 percent of attendees logged in to the event from their home offices, as did the Raddon team of presenters.

Helping Small Businesses Survive COVID-19
Thursday, April 9, 2020
Marcus Rothaar

Helping Small Businesses Survive COVID-19

As many small businesses struggle to navigate the COVID-19 pandemic, financial institutions have an opportunity to step in and extend a lifeline to small business owners, many of whom are relying on their financial institutions to provide resources, insight and stability.

By proactively reaching out to small business owners, instituting provisions to provide them relief, and connecting them with local, state and federal programs, financial institutions can make a meaningful difference now and create long-term loyalty among small business accountholders.

Are You Ready for the Next Recession?
Thursday, February 20, 2020
Marcus Rothaar

Nothing Lasts Forever – Are You Ready for the Next Recession?

When the Great Recession ended in June 2009, financial institutions and the consumers they serve were eager for brighter days, after living through a period of staggering unemployment, unprecedented decline in real estate values, record levels of foreclosures, and an implosion of automobile sales. While there have been 11 recessions since the end of World War II in 1945, none impacted the consumer or financial institutions as significantly as the 2007-08 financial crisis.

Wednesday, October 30, 2019
Marcus Rothaar

Apple Card Is Here – Should Traditional Card Issuers Worry?

“Apple Card is here. A credit card created by Apple, not a bank. Built for simplicity, transparency and privacy. Apply now on your iPhone, and start using in minutes.” – Apple Inc.

Wednesday, August 21, 2019
Marcus Rothaar

Key Takeaways from the 2019 Raddon CEO Forum

Each year, Raddon brings together many of the industry’s top leaders and visionaries to our invitation-only CEO Forum. This year’s event took place earlier this month in Dana Point, California, with more than 75 executives collaborating for two days of engaging and interactive discussions with their peers. Join us as we reflect back on some of the key takeaways from the 2019 Raddon CEO Forum.

Thursday, May 2, 2019
Marcus Rothaar

Ten Takeaways from the March 2019 Raddon Performance Analytics Workshops

Raddon recently hit the road for a series of workshops with participants in our Performance Analytics program. We hosted sessions in 17 cities east of the Mississippi, meeting with over 500 financial services executives along the way. (Note: We’ll be visiting the western half of the country in June; registration is now open for those sessions.)

Thursday, August 16, 2018
Marcus Rothaar

What Can You Learn from Amazon’s Brand Strength?

“Alexa, what can financial institutions learn from Amazon’s brand strength?”

Alexa: “Sorry, I don’t know that one.”

Oh well, it was worth a shot. If she had answered, I could have cleared my afternoon. But alas, we have some research to help answer this question.